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Novice Karate Group (ages 8 & up)

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Woldemar Tikhonov
Woldemar Tikhonov

Buy Here Pay Here Eau Claire Wi


When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender. Another benefit to having a down payment is that lenders see it as a sign you're invested in the success of your auto loan. So, what are you waiting for? Let us help point you toward a dealer in or near Eau Claire where you can find the right lender for your credit and down payment situation.




buy here pay here eau claire wi



I was interested in learning more about business and maybe even getting a four-year business degree someday, so I thought if I could get the college education while still in high school, and it is a subject that interests me, there's no reason not to do it.


Sanitary Dumping Station: Marathon Park & Big Eau Pleine Park campgrounds each have a dump station availabe for a $7 use fee. There is no dump station at the Dells of the Eau Claire Park. No guarantee to have running water or sewer service (dump station) after October 22 annually to ensure Park Operations has sufficient time to winterize park facilities that are subject to potential damage from freezing weather and to provide accurate information and consisent service to the public.


Generators Use Policy: Generator use is not allowed in campgrounds except to accommodate medical conditions, and only if no electrical sites are available. If no electrical sites are available, the park manager will try to find and assign the camper to the site where the noise of a generator will be least disruptive to other guests. Permission to operate a generator must be granted by the manager at each campground and may be revoked at any time.


There's an additional $5 fee for anyone who fails to pay for admission before using the park, forest, trail or recreation area. If a visitor refuses to buy a sticker/trail pass, a citation can be issued.


Trail users must purchase their state trail pass before using the trail. Self-registration stations are available for payment of fees when the office is closed. There is a $5 fee (in addition to the cost of the state trail pass) for anyone who fails to pay for a pass before using the trail. If a trail user refuses to buy a pass or self-register, a citation can be issued.


If you are interested in selling state trail passes, please contact your local DNR property manager. There may be a local organization such as a friends group or the property itself, for which you can become a sub-vendor of state trail passes. If that is not the case, you will be referred to the state trails coordinator in Madison who can set you up as a direct vendor of state trail passes.


Nope. The rule at the Children's Museum has always been that every kid must have a grown-up (16+), and every grown-up must have a kid! Although our staff does an amazing job of maintaining a safe, fun environment, we are not a childcare facility and are not staffed adequately to supervise your child while they play in the Museum. We Get The Appeal, ThoughWe LOVE places like the YMCA that allow for kid drop-off. We know it helps mom and dad out! However, CMEC serves as a unique community location where kids and their grown-ups can play, grow and learn together. Parent-child connectedness is one of the greatest contributors to a happy, healthy kiddo.


Our program offerings change every week, and there's almost always something happening at the museum. Visit our handy online Calendar to find out what's happening during your visit! Most programs are free and included with admission or membership.


Yes!We encourage you to bring in your own snacks, cakes, drinks, etc. We provide cups, plates, flatware, and napkins. There is a designated space to eat as we do not allow food on the exhibit floor.


Amazing Offer. The First Time Parent Membership is only for those who have had their very first child ever. You can take advantage of this membership any time up until your newborn is 18 months of age and the membership will be good for one year after you hand in your application.What is the benefit of bringing your child to the museum at such an early age? Besides the fact that your kiddo's brain is like a sponge during these early times, and they are learning just by being there, this membership is for you, the parent, too! Come and socialize with other parents at our First Time Parent groups, or simply just to get out of the house for a little bit!Send us an email at sarah@childrensmuseumec.com to have the application sent to you.


Great Question!There are many different ways to give to the museum that don't involve money.* Employer matching gifts. Many employers will match your gift to the museum. Ask your business for more details* Volunteer your time! We can always use the help of a volunteer. Whether it be cutting paper for crafts, helping out at a daily program or class, or even just helping to clean up after a full day of fun, we love our volunteers!* Donate items. Books, paint, craft supplies, office supplies, costumes, we will take it all!


Monthly principal and interest payments on a conventional fixed-rate mortgage remain the same for the life of the loan, making it an attractive option for those who plan to stay in their home for several years. With an adjustable-rate mortgage (ARM) the interest rate may change periodically, based on a pre-determined index, for example the U.S. Treasury, and margin set by the bank. The initial interest rate is fixed for a set period, typically three to 10 years depending on the loan product, and then becomes variable. An increase or decrease depends on the market conditions at the time of the conversion to the variable rate and during the adjustment period thereafter. This may be a good option for those who plan on moving within a few years. Consider the benefits of each to determine which makes the most sense for your situation.


An adjustable-rate mortgage (ARM) is a home loan with an interest rate that adjusts throughout the life of the loan based on the market. The initial set rate period is typically three to 10 years. After the introductory rate term expires, the estimated payment and rate may change. An increase or decrease depends on the market conditions at the time of the conversion to the variable rate and during the adjustment period thereafter. An ARM loan could be a good option if you plan to sell within a few years.


Yes, as with most any existing mortgage loans, an existing ARM loan can be refinanced upon credit approval. There are several potential benefits to refinancing a mortgage , such as changing terms, lowering monthly payments, getting access to cash for major purchases and reducing your interest rate. Your mortgage loan officer can help you find the right choice for your needs.


  • How Do I Apply for WHEAP? Eau Claire, Trempealeau & Clark County Residents Option 1: Call Western Dairyand at 715-836-7511 to schedule an appointment.

  • Option 2: Fill out an online application on the HomeEnergy+ website at Please note: online applications are not processed by Western Dairyland.

  • Option 3: You may also request an application be mailed to you by calling Western Dairyland at 715-836-7511 or send an email to energy@wdeoc.org. The completed application and required documents may be returned by mail or dropped off at the Western Dairyland office in downtown Eau Claire. Our mailing address is 418 Wisconsin Street, Eau Claire, WI 54703.

Other Counties Find your local office here.


President Discusses Rural America in Eau Claire, WisconsinJ&d ManufacturingEau Claire, Wisconsin 2:49 P.M. CDT THE PRESIDENT: Thank you all. Please be seated. (Applause.)Listen, thanks for coming today. It's good to be back here in EauClaire, Wisconsin. (Applause.) We're getting closer and closer tovoting time. I'm here to ask for your help. (Applause.) I saw --somebody has been helping -- I saw a lot of signs up coming in. I wantto thank you for putting up the signs. (Applause.) I know some of youare making phone calls, reminding your fellow citizens to go to thepolls. (Applause.) I need your help. And with your help, we willcarry Wisconsin and win a great victory in November. (Applause.) So today I'm here to talk about reasons why I think your fellowcitizens ought to put me in office for four more years. We're going totalk about some issues, and got some fellow citizens up here to helptalk about the plans and policies of my administration. Perhaps themost important reason for you to put me back in for four more years isso that Laura will be First Lady for four more years. (Applause.) She sends her best. She's doing great. She was a public schoollibrarian when I met her for the second time. The first time I evermet her we were at San Jacinto Junior High, 7th grade in Midland,Texas. The second time I met her she was a public school librarian.She said, fine, I'll marry you, but you have to make me a promise. Isaid, what's that? She said, I never want to have to give a speech.(Laughter.) Well, fortunately, she didn't hold me to that promise.(Laughter.) She is giving a lot of speeches, and when she does theAmerican people see a warm, compassionate, strong First Lady.(Applause.) I'm proud of my running mate, Dick Cheney. He's doing a greatjob. (Applause.) And I'm proud of my Cabinet Secretary for Health andHuman Services -- that would be former governor Tommy Thompson.(Applause.) He's doing a great job. I like to tell the people ofWisconsin, you did a fine job of training him. He's a good man. I want to thank the Redetzkes for letting us come here today -- Donand Diana. I'm proud you -- (applause.) These are some of theproducts they manufacture here. I said, how is your business doing?He said, just fine. He said, we've added 30 employees this year.We're thinking about adding more. There's an optimism around. Ourpolicies are working. And I want to thank the Redetzkes for letting uscome and visit this important plant. (Applause.) I want to thank Jack Voight, the state treasurer, for joining ustoday. Appreciate you being here, Mr. Treasurer. I want to thankScott Walker, from Milwaukee County. I'm proud Scott is here. I callhim Scott W. (Applause.) I want to thank John Gard for joining ustoday. Speaker, where are you? Appreciate you, Speaker. Good to seeyou again. (Applause.) I've been in your state a lot and he's beenthere all the time, for which I'm grateful. I want to thank very muchDale Schultz for being here. (Applause.) He is a good man. I knowhim well. He will make a great member of the United States Congress.(Applause.) And, finally, Tim Michels. (Applause.) Good to see you,Tim. And Barbara. I know something about Barbaras. Thank you all forcoming. We've been through some challenges together in this country, reallyhave been. And when you're out gathering up the vote, remind peopleabout what this economy has been through. Six months prior to myarrival in Washington, the stock market was in serious decline. Andthat foretold a recession. And then we had some corporate scandals,and we passed tough laws and we made it abundantly clear to people inthis country that we will not tolerate dishonesty in the boardrooms ofAmerica. We expect citizens to be responsible citizens. (Applause.) And then we got attacked. We got attacked. And those attacks hurtus, they really did. And we responded to those attacks with goodpolicy. We cut the taxes. And by cutting the taxes people had moremoney to spend and more money to invest. When you increaseconsumption, and increase investment, the economy tends to grow. Therecession we had was one of the shallowest in American history.(Applause.) Our economy has been growing at rates as fast as any in nearly 20years. We've added 1.9 million new jobs since August of 2003.(Applause.) The unemployment rate is at 5.4 percent. That's thenational unemployment rate -- lower than the average of the 1970s,1980s, and 1990s. (Applause.) And your unemployment rate in Wisconsinis 4.8 percent. Think about that. (Applause.) When people go to thepolls I want them to remember, the people of this state are working.(Applause.) Because of good policy. Farm income is up. Homeownership rates are at an all-time high. We're moving forward. We'veovercome these challenges, and we're not going to go back to the daysof tax and spend. (Applause.) A good economic policy means good farm policy. I told the peoplewhen I was running I understand that we've got to have goodagricultural policy in this country. And the agricultural sector ofour country is doing fine, is doing well. Income is up. As a matterof fact, farm income is at a record high under my administration.(Applause.) We're going to talk to some farmers up here -- AUDIENCE MEMBER: -- (inaudible) -- THE PRESIDENT: But dairy farm income is up. We're selling moreand more of Wisconsin crops overseas. See, to make sure this economycontinues to grow we've got to continue to open up markets for U.S.products. It's easy to say we're going to shut down markets, butshutting down markets will hurt you. See, when you got more productsto choose from as a consumer, you're likely to get that which you wantat a better price and higher quality. That's how the market works. Soshutting down our markets, which would hurt you -- my policy is let'sopen up everybody else's markets. We can compete with anybody, anytime, anywhere, so long as the playing field is level. (Applause.) And farm exports are at an all-time high. We want to be usingWisconsin farm products to feed the world. If you're good atsomething, let's promote it, and we're really good at growing corn andsoybeans. (Applause.) I signed a good farm bill, which is helping the agriculturalsector, and part of the farm bill is the conservation title, whichencourages farmers and landowners to set aside land for wildliferestoration, for land protection. We're going to talk about somebodywho knows what he's talking about when it comes to good conservationpolicy. I tell everybody, if you own the land, every day is EarthDay. (Applause.) If you make a living off the land, the best personto look after the long is the person making a living off of it, notsome bureaucrat in Washington, D.C. (Applause.) Keeping jobs here means good energy policy. See, we got to becomeless dependent on foreign sources of energy if we expect to keep thiseconomy growing. And I submitted a plan to the United States Congresstwo years ago, and it's stuck, of course, because of politics. Butit's a plan that encourages conservation. It's a plan that uses ourtechnologies to be able to burn coal cleanly. It says we can explorefor natural gas in environmentally friendly ways. But it alsorecognizes the valuable contribution that ethanol and biodiesel make tothe energy mix here in America. Congress needs to pass that plan.We've got to become less dependent on foreign sources of energy.(Applause.) To make sure jobs stay here, we've got to have less regulations onthe job creators. To make sure jobs stay here, we've got to dosomething about these lawsuits that are making it hard for the smallbusinesses all across our country. You see, these lawsuits make ithard for a small business to expand. They're tending to having tofight these lawsuits off and not hiring people. To keep jobs here, we've got to be wise about how we spend yourmoney, and keep your taxes low. (Applause.) Taxes are an issue. I'mrunning against a fellow who's promised $2.2 trillion in programs thatcost -- that's how much they cost the government, $2.2 trillion, that'swith a "T." That's a lot, even for a senator from Massachusetts.(Applause.) So they asked him, how are you going to pay for it? Hesaid, oh, he's just going to tax the rich, going to raise the top twobrackets. Well, the only problem with that is it raises about $600billion or $800 billion, depending on whose numbers you look at. Ineither case, it's far short of $2.2 trillion, so there's a gap.There's a gap between what he's promised and how he's going to pay forit. Guess who usually fills that gap? Yes, you do. You understandhow tax policy works. (Applause.) Let me tell you what else is wrong with raising the top twobrackets. We're going to talk to some small business owners. Mostsmall businesses are sub-chapter S corporations, limited liabilitycorps. They pay tax at the individual income tax rate. So you hearhim talking about running up the taxes, taxing the rich -- they'retaxing the job creators. And the third thing wrong with it, the richhire lawyers and accountants for a reason, to slide the tab and stickyou with it. We're not going to let him tax you. We're going to winWisconsin and win on November the 2nd. (Applause.) AUDIENCE: Four more years! Four more years! Four more years! THE PRESIDENT: Thank you. Thank you. Before we get to our guestshere, I want to talk about a couple of other issues. We're in achanging world. Times are changing. And in a changing world, it helpsto promote an ownership society in America to bring stability intopeople's lives. And I told you, home ownership rates are at anall-time high. We've got policies to continue to expand that. I can'ttell you how it warms my heart to know more and more Americans from allwalks of life are opening up the door where they live, saying, welcometo my home, welcome to my piece of property. (Applause.) In order to make sure we're hopeful, we've got to promote ownershipwhen it comes to health care accounts. See, health care is an issue inthis campaign, too. There is a fundamental divide. My opponent isproposing bigger government health care. Now, he looked in the TVcameras the other night and said no government was involved. I couldbarely contain myself. (Laughter.) I looked at the fine print of hisplan. Eight out of ten get signed up to a government health careplan. See, if you raise the Medicaid limits to 300 percent, it providesincentives for small business owners to stop providing insurance fortheir employees because the government will pay for it. And so you'reshifting people from the private sector to the public policy. Andgovernment health care -- health care programs do not work. They maysound good, but they have failed in every country that has tried them.The quality of health care will decline. There will be rationing. Ifyou end up as a line item in the government budget, you can restassured there will be government controls over your health care. I have a different point of view. (Applause.) We will take careof those who cannot help themselves through community and rural healthcenters. Those will be places where the poor and the indigent can beprimary and preventative care. That's a good use of your taxpayers'money. It's best that people get care there and not in the emergencyrooms of local hospitals. (Applause.) We will make sure that the program for children of low-incomefamilies is fully subscribed. That makes sense. But to make surehealth care is affordable, we ought to allow small businesses to poolrisk, to join together so they can buy insurance at the same discountsthat big businesses get to do. (Applause.) To make sure health careis affordable, we will continue to expand health savings accounts,which will enable somebody to pay a low premium, high deductible, majormedical liability policy, coupled with a tax-free savings. These health care plans will reduce the cost of health care for theaverage citizen or the small business. They will be a health care planin which the decision-maker is the owner of the health care plan.They're a health care plan that you own, you control, and you can takewith you from j


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